LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,228
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,697
−HK$1,492/mo
Today · 4.125%
HK$50,189
baseline
▲ 0.50% · 4.625%
HK$53,243
+HK$3,054/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,378/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,540
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,950
−HK$1,429/mo
Today · 4.125%
HK$55,379
baseline
▲ 0.50% · 4.625%
HK$58,298
+HK$2,919/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,758/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,673
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,436
−HK$1,791/mo
Today · 4.125%
HK$60,227
baseline
▲ 0.50% · 4.625%
HK$63,892
+HK$3,665/mo
Deposit HK$8.28M · loan HK$12.43M · min. income ≈ HK$120,454/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,049
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,739
−HK$1,716/mo
Today · 4.125%
HK$66,455
baseline
▲ 0.50% · 4.625%
HK$69,958
+HK$3,503/mo
Deposit HK$8.28M · loan HK$12.43M · min. income ≈ HK$132,910/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,119
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,176
−HK$2,089/mo
Today · 4.125%
HK$70,265
baseline
▲ 0.50% · 4.625%
HK$74,541
+HK$4,276/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,530/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$821,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,557
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,529
−HK$2,002/mo
Today · 4.125%
HK$77,531
baseline
▲ 0.50% · 4.625%
HK$81,617
+HK$4,086/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,062/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$821,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,010
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$87,654
−HK$2,687/mo
Today · 4.125%
HK$90,341
baseline
▲ 0.50% · 4.625%
HK$95,838
+HK$5,497/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,682/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,573
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,109
−HK$2,573/mo
Today · 4.125%
HK$99,682
baseline
▲ 0.50% · 4.625%
HK$104,937
+HK$5,255/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,364/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,162 · Scale 2, in force from 26 Feb 2026)