LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,230
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,699
−HK$1,493/mo
Today · 4.125%
HK$50,192
baseline
▲ 0.50% · 4.625%
HK$53,246
+HK$3,054/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,384/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,543
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,952
−HK$1,430/mo
Today · 4.125%
HK$55,382
baseline
▲ 0.50% · 4.625%
HK$58,301
+HK$2,919/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,764/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,676
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,439
−HK$1,791/mo
Today · 4.125%
HK$60,230
baseline
▲ 0.50% · 4.625%
HK$63,895
+HK$3,665/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,460/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,051
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,742
−HK$1,716/mo
Today · 4.125%
HK$66,458
baseline
▲ 0.50% · 4.625%
HK$69,961
+HK$3,503/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,916/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,122
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,179
−HK$2,089/mo
Today · 4.125%
HK$70,268
baseline
▲ 0.50% · 4.625%
HK$74,544
+HK$4,276/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,536/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,560
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,533
−HK$2,001/mo
Today · 4.125%
HK$77,534
baseline
▲ 0.50% · 4.625%
HK$81,621
+HK$4,087/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,068/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,014
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$87,658
−HK$2,687/mo
Today · 4.125%
HK$90,345
baseline
▲ 0.50% · 4.625%
HK$95,842
+HK$5,497/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,690/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,577
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$97,114
−HK$2,573/mo
Today · 4.125%
HK$99,687
baseline
▲ 0.50% · 4.625%
HK$104,941
+HK$5,254/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,374/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,256 · Scale 2, in force from 26 Feb 2026)