LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,233
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,702
−HK$1,493/mo
Today · 4.125%
HK$50,195
baseline
▲ 0.50% · 4.625%
HK$53,249
+HK$3,054/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,390/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,546
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,956
−HK$1,429/mo
Today · 4.125%
HK$55,385
baseline
▲ 0.50% · 4.625%
HK$58,305
+HK$2,920/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,770/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,680
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,443
−HK$1,791/mo
Today · 4.125%
HK$60,234
baseline
▲ 0.50% · 4.625%
HK$63,899
+HK$3,665/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,468/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,056
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,747
−HK$1,715/mo
Today · 4.125%
HK$66,462
baseline
▲ 0.50% · 4.625%
HK$69,966
+HK$3,504/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,924/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,126
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,183
−HK$2,090/mo
Today · 4.125%
HK$70,273
baseline
▲ 0.50% · 4.625%
HK$74,549
+HK$4,276/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,546/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,565
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,538
−HK$2,001/mo
Today · 4.125%
HK$77,539
baseline
▲ 0.50% · 4.625%
HK$81,626
+HK$4,087/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,078/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,019
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$87,664
−HK$2,687/mo
Today · 4.125%
HK$90,351
baseline
▲ 0.50% · 4.625%
HK$95,849
+HK$5,498/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,702/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,583
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$97,120
−HK$2,573/mo
Today · 4.125%
HK$99,693
baseline
▲ 0.50% · 4.625%
HK$104,948
+HK$5,255/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,386/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,392 · Scale 2, in force from 26 Feb 2026)