LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,235
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,704
−HK$1,493/mo
Today · 4.125%
HK$50,197
baseline
▲ 0.50% · 4.625%
HK$53,252
+HK$3,055/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,394/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,549
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,958
−HK$1,430/mo
Today · 4.125%
HK$55,388
baseline
▲ 0.50% · 4.625%
HK$58,307
+HK$2,919/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,776/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,682
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,445
−HK$1,792/mo
Today · 4.125%
HK$60,237
baseline
▲ 0.50% · 4.625%
HK$63,902
+HK$3,665/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,474/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,058
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,750
−HK$1,715/mo
Today · 4.125%
HK$66,465
baseline
▲ 0.50% · 4.625%
HK$69,969
+HK$3,504/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,930/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,129
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,186
−HK$2,090/mo
Today · 4.125%
HK$70,276
baseline
▲ 0.50% · 4.625%
HK$74,552
+HK$4,276/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,552/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,568
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,541
−HK$2,002/mo
Today · 4.125%
HK$77,543
baseline
▲ 0.50% · 4.625%
HK$81,630
+HK$4,087/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,086/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,023
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$87,668
−HK$2,687/mo
Today · 4.125%
HK$90,355
baseline
▲ 0.50% · 4.625%
HK$95,853
+HK$5,498/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,710/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,588
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$97,124
−HK$2,574/mo
Today · 4.125%
HK$99,698
baseline
▲ 0.50% · 4.625%
HK$104,953
+HK$5,255/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,396/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,487 · Scale 2, in force from 26 Feb 2026)