LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,236
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,705
−HK$1,493/mo
Today · 4.125%
HK$50,198
baseline
▲ 0.50% · 4.625%
HK$53,252
+HK$3,054/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,396/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,549
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,958
−HK$1,430/mo
Today · 4.125%
HK$55,388
baseline
▲ 0.50% · 4.625%
HK$58,308
+HK$2,920/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,776/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,683
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,446
−HK$1,791/mo
Today · 4.125%
HK$60,237
baseline
▲ 0.50% · 4.625%
HK$63,902
+HK$3,665/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,474/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,059
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,750
−HK$1,716/mo
Today · 4.125%
HK$66,466
baseline
▲ 0.50% · 4.625%
HK$69,969
+HK$3,503/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,932/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,130
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,187
−HK$2,090/mo
Today · 4.125%
HK$70,277
baseline
▲ 0.50% · 4.625%
HK$74,553
+HK$4,276/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,554/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,569
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,542
−HK$2,001/mo
Today · 4.125%
HK$77,543
baseline
▲ 0.50% · 4.625%
HK$81,631
+HK$4,088/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,086/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,024
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$87,669
−HK$2,687/mo
Today · 4.125%
HK$90,356
baseline
▲ 0.50% · 4.625%
HK$95,854
+HK$5,498/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,712/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,588
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$97,125
−HK$2,574/mo
Today · 4.125%
HK$99,699
baseline
▲ 0.50% · 4.625%
HK$104,954
+HK$5,255/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,398/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,504 · Scale 2, in force from 26 Feb 2026)