LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,236
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,705
−HK$1,493/mo
Today · 4.125%
HK$50,198
baseline
▲ 0.50% · 4.625%
HK$53,252
+HK$3,054/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,396/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,549
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,959
−HK$1,430/mo
Today · 4.125%
HK$55,389
baseline
▲ 0.50% · 4.625%
HK$58,308
+HK$2,919/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,778/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,683
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,446
−HK$1,792/mo
Today · 4.125%
HK$60,238
baseline
▲ 0.50% · 4.625%
HK$63,903
+HK$3,665/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,476/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,059
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,751
−HK$1,715/mo
Today · 4.125%
HK$66,466
baseline
▲ 0.50% · 4.625%
HK$69,970
+HK$3,504/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,932/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,130
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,187
−HK$2,090/mo
Today · 4.125%
HK$70,277
baseline
▲ 0.50% · 4.625%
HK$74,553
+HK$4,276/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,554/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,569
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,542
−HK$2,002/mo
Today · 4.125%
HK$77,544
baseline
▲ 0.50% · 4.625%
HK$81,631
+HK$4,087/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,088/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,025
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$87,669
−HK$2,687/mo
Today · 4.125%
HK$90,356
baseline
▲ 0.50% · 4.625%
HK$95,854
+HK$5,498/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,712/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,589
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$97,126
−HK$2,573/mo
Today · 4.125%
HK$99,699
baseline
▲ 0.50% · 4.625%
HK$104,955
+HK$5,256/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,398/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,516 · Scale 2, in force from 26 Feb 2026)