LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,239
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,708
−HK$1,493/mo
Today · 4.125%
HK$50,201
baseline
▲ 0.50% · 4.625%
HK$53,256
+HK$3,055/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,402/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,553
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,962
−HK$1,430/mo
Today · 4.125%
HK$55,392
baseline
▲ 0.50% · 4.625%
HK$58,312
+HK$2,920/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,784/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,687
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,450
−HK$1,792/mo
Today · 4.125%
HK$60,242
baseline
▲ 0.50% · 4.625%
HK$63,907
+HK$3,665/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,484/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,064
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,755
−HK$1,716/mo
Today · 4.125%
HK$66,471
baseline
▲ 0.50% · 4.625%
HK$69,974
+HK$3,503/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,942/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,135
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,192
−HK$2,090/mo
Today · 4.125%
HK$70,282
baseline
▲ 0.50% · 4.625%
HK$74,558
+HK$4,276/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,564/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,574
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,547
−HK$2,002/mo
Today · 4.125%
HK$77,549
baseline
▲ 0.50% · 4.625%
HK$81,637
+HK$4,088/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,098/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,030
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$87,675
−HK$2,687/mo
Today · 4.125%
HK$90,362
baseline
▲ 0.50% · 4.625%
HK$95,861
+HK$5,499/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,724/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,595
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$97,132
−HK$2,574/mo
Today · 4.125%
HK$99,706
baseline
▲ 0.50% · 4.625%
HK$104,962
+HK$5,256/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,412/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,654 · Scale 2, in force from 26 Feb 2026)