LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,241
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,711
−HK$1,493/mo
Today · 4.125%
HK$50,204
baseline
▲ 0.50% · 4.625%
HK$53,259
+HK$3,055/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,408/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,556
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$53,965
−HK$1,430/mo
Today · 4.125%
HK$55,395
baseline
▲ 0.50% · 4.625%
HK$58,315
+HK$2,920/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,790/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,690
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,453
−HK$1,792/mo
Today · 4.125%
HK$60,245
baseline
▲ 0.50% · 4.625%
HK$63,910
+HK$3,665/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,490/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,067
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,758
−HK$1,716/mo
Today · 4.125%
HK$66,474
baseline
▲ 0.50% · 4.625%
HK$69,978
+HK$3,504/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,948/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,138
−HK$4,147/mo
▼ 0.25% · 3.875%
HK$68,195
−HK$2,090/mo
Today · 4.125%
HK$70,285
baseline
▲ 0.50% · 4.625%
HK$74,562
+HK$4,277/mo
Deposit HK$6.22M · loan HK$14.50M · min. income ≈ HK$140,570/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,578
−HK$3,975/mo
▼ 0.25% · 3.875%
HK$75,551
−HK$2,002/mo
Today · 4.125%
HK$77,553
baseline
▲ 0.50% · 4.625%
HK$81,641
+HK$4,088/mo
Deposit HK$6.22M · loan HK$14.50M · min. income ≈ HK$155,106/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,034
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$87,680
−HK$2,687/mo
Today · 4.125%
HK$90,367
baseline
▲ 0.50% · 4.625%
HK$95,865
+HK$5,498/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$180,734/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,600
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$97,137
−HK$2,574/mo
Today · 4.125%
HK$99,711
baseline
▲ 0.50% · 4.625%
HK$104,967
+HK$5,256/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$199,422/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,757 · Scale 2, in force from 26 Feb 2026)