LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,243
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,712
−HK$1,494/mo
Today · 4.125%
HK$50,206
baseline
▲ 0.50% · 4.625%
HK$53,260
+HK$3,054/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,412/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,557
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,967
−HK$1,430/mo
Today · 4.125%
HK$55,397
baseline
▲ 0.50% · 4.625%
HK$58,317
+HK$2,920/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,794/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,692
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,455
−HK$1,792/mo
Today · 4.125%
HK$60,247
baseline
▲ 0.50% · 4.625%
HK$63,912
+HK$3,665/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,494/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,069
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,760
−HK$1,716/mo
Today · 4.125%
HK$66,476
baseline
▲ 0.50% · 4.625%
HK$69,980
+HK$3,504/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,952/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,140
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,197
−HK$2,091/mo
Today · 4.125%
HK$70,288
baseline
▲ 0.50% · 4.625%
HK$74,565
+HK$4,277/mo
Deposit HK$6.22M · loan HK$14.50M · min. income ≈ HK$140,576/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,580
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,554
−HK$2,002/mo
Today · 4.125%
HK$77,556
baseline
▲ 0.50% · 4.625%
HK$81,644
+HK$4,088/mo
Deposit HK$6.22M · loan HK$14.50M · min. income ≈ HK$155,112/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,037
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$87,682
−HK$2,688/mo
Today · 4.125%
HK$90,370
baseline
▲ 0.50% · 4.625%
HK$95,869
+HK$5,499/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$180,740/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,603
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$97,140
−HK$2,574/mo
Today · 4.125%
HK$99,714
baseline
▲ 0.50% · 4.625%
HK$104,970
+HK$5,256/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$199,428/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,828 · Scale 2, in force from 26 Feb 2026)