LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,247
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,716
−HK$1,493/mo
Today · 4.125%
HK$50,209
baseline
▲ 0.50% · 4.625%
HK$53,265
+HK$3,056/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,418/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,561
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,971
−HK$1,430/mo
Today · 4.125%
HK$55,401
baseline
▲ 0.50% · 4.625%
HK$58,321
+HK$2,920/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,802/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$821,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,696
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,460
−HK$1,791/mo
Today · 4.125%
HK$60,251
baseline
▲ 0.50% · 4.625%
HK$63,917
+HK$3,666/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,502/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,074
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,765
−HK$1,716/mo
Today · 4.125%
HK$66,481
baseline
▲ 0.50% · 4.625%
HK$69,986
+HK$3,505/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,962/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$821,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,145
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,203
−HK$2,090/mo
Today · 4.125%
HK$70,293
baseline
▲ 0.50% · 4.625%
HK$74,570
+HK$4,277/mo
Deposit HK$6.22M · loan HK$14.50M · min. income ≈ HK$140,586/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,586
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,559
−HK$2,003/mo
Today · 4.125%
HK$77,562
baseline
▲ 0.50% · 4.625%
HK$81,650
+HK$4,088/mo
Deposit HK$6.22M · loan HK$14.50M · min. income ≈ HK$155,124/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$821,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,044
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$87,689
−HK$2,688/mo
Today · 4.125%
HK$90,377
baseline
▲ 0.50% · 4.625%
HK$95,876
+HK$5,499/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$180,754/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,611
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$97,148
−HK$2,574/mo
Today · 4.125%
HK$99,722
baseline
▲ 0.50% · 4.625%
HK$104,979
+HK$5,257/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$199,444/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$821,988 · Scale 2, in force from 26 Feb 2026)