LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,249
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,719
−HK$1,493/mo
Today · 4.125%
HK$50,212
baseline
▲ 0.50% · 4.625%
HK$53,267
+HK$3,055/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,424/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$822,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,564
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,974
−HK$1,430/mo
Today · 4.125%
HK$55,404
baseline
▲ 0.50% · 4.625%
HK$58,324
+HK$2,920/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,808/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$822,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,699
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,462
−HK$1,792/mo
Today · 4.125%
HK$60,254
baseline
▲ 0.50% · 4.625%
HK$63,920
+HK$3,666/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,508/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,077
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,768
−HK$1,716/mo
Today · 4.125%
HK$66,484
baseline
▲ 0.50% · 4.625%
HK$69,989
+HK$3,505/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,968/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,148
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,206
−HK$2,090/mo
Today · 4.125%
HK$70,296
baseline
▲ 0.50% · 4.625%
HK$74,574
+HK$4,278/mo
Deposit HK$6.22M · loan HK$14.50M · min. income ≈ HK$140,592/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,589
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,563
−HK$2,002/mo
Today · 4.125%
HK$77,565
baseline
▲ 0.50% · 4.625%
HK$81,654
+HK$4,089/mo
Deposit HK$6.22M · loan HK$14.50M · min. income ≈ HK$155,130/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,048
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$87,693
−HK$2,688/mo
Today · 4.125%
HK$90,381
baseline
▲ 0.50% · 4.625%
HK$95,881
+HK$5,500/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$180,762/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$822,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,615
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$97,152
−HK$2,575/mo
Today · 4.125%
HK$99,727
baseline
▲ 0.50% · 4.625%
HK$104,983
+HK$5,256/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$199,454/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$822,083 · Scale 2, in force from 26 Feb 2026)