LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,251
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,720
−HK$1,494/mo
Today · 4.125%
HK$50,214
baseline
▲ 0.50% · 4.625%
HK$53,269
+HK$3,055/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,428/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$822,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,566
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,976
−HK$1,430/mo
Today · 4.125%
HK$55,406
baseline
▲ 0.50% · 4.625%
HK$58,326
+HK$2,920/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,812/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$822,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,701
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,464
−HK$1,792/mo
Today · 4.125%
HK$60,256
baseline
▲ 0.50% · 4.625%
HK$63,923
+HK$3,667/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,512/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,079
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,771
−HK$1,716/mo
Today · 4.125%
HK$66,487
baseline
▲ 0.50% · 4.625%
HK$69,991
+HK$3,504/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,974/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,151
−HK$4,148/mo
▼ 0.25% · 3.875%
HK$68,208
−HK$2,091/mo
Today · 4.125%
HK$70,299
baseline
▲ 0.50% · 4.625%
HK$74,576
+HK$4,277/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,598/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,592
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,566
−HK$2,002/mo
Today · 4.125%
HK$77,568
baseline
▲ 0.50% · 4.625%
HK$81,657
+HK$4,089/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,136/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,051
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$87,697
−HK$2,687/mo
Today · 4.125%
HK$90,384
baseline
▲ 0.50% · 4.625%
HK$95,884
+HK$5,500/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$180,768/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$822,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,618
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$97,156
−HK$2,574/mo
Today · 4.125%
HK$99,730
baseline
▲ 0.50% · 4.625%
HK$104,987
+HK$5,257/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$199,460/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$822,159 · Scale 2, in force from 26 Feb 2026)