LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,253
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,723
−HK$1,493/mo
Today · 4.125%
HK$50,216
baseline
▲ 0.50% · 4.625%
HK$53,272
+HK$3,056/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,432/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$822,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,569
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,978
−HK$1,431/mo
Today · 4.125%
HK$55,409
baseline
▲ 0.50% · 4.625%
HK$58,329
+HK$2,920/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,818/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$822,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,704
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,468
−HK$1,792/mo
Today · 4.125%
HK$60,260
baseline
▲ 0.50% · 4.625%
HK$63,926
+HK$3,666/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,520/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,082
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,774
−HK$1,716/mo
Today · 4.125%
HK$66,490
baseline
▲ 0.50% · 4.625%
HK$69,995
+HK$3,505/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,980/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,154
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,212
−HK$2,091/mo
Today · 4.125%
HK$70,303
baseline
▲ 0.50% · 4.625%
HK$74,581
+HK$4,278/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,606/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,596
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,570
−HK$2,002/mo
Today · 4.125%
HK$77,572
baseline
▲ 0.50% · 4.625%
HK$81,661
+HK$4,089/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,144/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,056
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$87,701
−HK$2,688/mo
Today · 4.125%
HK$90,389
baseline
▲ 0.50% · 4.625%
HK$95,889
+HK$5,500/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$180,778/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$822,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,624
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$97,161
−HK$2,575/mo
Today · 4.125%
HK$99,736
baseline
▲ 0.50% · 4.625%
HK$104,993
+HK$5,257/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$199,472/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$822,272 · Scale 2, in force from 26 Feb 2026)