LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,258
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,728
−HK$1,494/mo
Today · 4.125%
HK$50,222
baseline
▲ 0.50% · 4.625%
HK$53,277
+HK$3,055/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,444/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$822,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,574
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,984
−HK$1,431/mo
Today · 4.125%
HK$55,415
baseline
▲ 0.50% · 4.625%
HK$58,335
+HK$2,920/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,830/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$822,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,710
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,474
−HK$1,792/mo
Today · 4.125%
HK$60,266
baseline
▲ 0.50% · 4.625%
HK$63,933
+HK$3,667/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$120,532/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,089
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,781
−HK$1,716/mo
Today · 4.125%
HK$66,497
baseline
▲ 0.50% · 4.625%
HK$70,003
+HK$3,506/mo
Deposit HK$8.29M · loan HK$12.43M · min. income ≈ HK$132,994/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,161
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,219
−HK$2,091/mo
Today · 4.125%
HK$70,310
baseline
▲ 0.50% · 4.625%
HK$74,588
+HK$4,278/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,620/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,604
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,578
−HK$2,002/mo
Today · 4.125%
HK$77,580
baseline
▲ 0.50% · 4.625%
HK$81,670
+HK$4,090/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,160/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,064
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$87,710
−HK$2,689/mo
Today · 4.125%
HK$90,399
baseline
▲ 0.50% · 4.625%
HK$95,899
+HK$5,500/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$180,798/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$822,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,633
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$97,171
−HK$2,575/mo
Today · 4.125%
HK$99,746
baseline
▲ 0.50% · 4.625%
HK$105,004
+HK$5,258/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$199,492/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$822,489 · Scale 2, in force from 26 Feb 2026)