LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,259
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,729
−HK$1,494/mo
Today · 4.125%
HK$50,223
baseline
▲ 0.50% · 4.625%
HK$53,279
+HK$3,056/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,446/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,575
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,985
−HK$1,431/mo
Today · 4.125%
HK$55,416
baseline
▲ 0.50% · 4.625%
HK$58,337
+HK$2,921/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,832/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,711
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,475
−HK$1,792/mo
Today · 4.125%
HK$60,267
baseline
▲ 0.50% · 4.625%
HK$63,934
+HK$3,667/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,534/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,090
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,782
−HK$1,717/mo
Today · 4.125%
HK$66,499
baseline
▲ 0.50% · 4.625%
HK$70,004
+HK$3,505/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$132,998/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,163
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,221
−HK$2,091/mo
Today · 4.125%
HK$70,312
baseline
▲ 0.50% · 4.625%
HK$74,590
+HK$4,278/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,624/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,605
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,579
−HK$2,003/mo
Today · 4.125%
HK$77,582
baseline
▲ 0.50% · 4.625%
HK$81,672
+HK$4,090/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,164/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,066
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$87,712
−HK$2,689/mo
Today · 4.125%
HK$90,401
baseline
▲ 0.50% · 4.625%
HK$95,901
+HK$5,500/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$180,802/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,636
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$97,174
−HK$2,574/mo
Today · 4.125%
HK$99,748
baseline
▲ 0.50% · 4.625%
HK$105,006
+HK$5,258/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$199,496/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,535 · Scale 2, in force from 26 Feb 2026)