LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,260
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,730
−HK$1,493/mo
Today · 4.125%
HK$50,223
baseline
▲ 0.50% · 4.625%
HK$53,279
+HK$3,056/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,446/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,576
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,986
−HK$1,431/mo
Today · 4.125%
HK$55,417
baseline
▲ 0.50% · 4.625%
HK$58,338
+HK$2,921/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,834/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,712
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,476
−HK$1,792/mo
Today · 4.125%
HK$60,268
baseline
▲ 0.50% · 4.625%
HK$63,935
+HK$3,667/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,536/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,091
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,783
−HK$1,717/mo
Today · 4.125%
HK$66,500
baseline
▲ 0.50% · 4.625%
HK$70,005
+HK$3,505/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,000/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,164
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,222
−HK$2,091/mo
Today · 4.125%
HK$70,313
baseline
▲ 0.50% · 4.625%
HK$74,591
+HK$4,278/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,626/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,607
−HK$3,976/mo
▼ 0.25% · 3.875%
HK$75,581
−HK$2,002/mo
Today · 4.125%
HK$77,583
baseline
▲ 0.50% · 4.625%
HK$81,673
+HK$4,090/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,166/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,068
−HK$5,334/mo
▼ 0.25% · 3.875%
HK$87,714
−HK$2,688/mo
Today · 4.125%
HK$90,402
baseline
▲ 0.50% · 4.625%
HK$95,903
+HK$5,501/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$180,804/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,637
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$97,175
−HK$2,575/mo
Today · 4.125%
HK$99,750
baseline
▲ 0.50% · 4.625%
HK$105,008
+HK$5,258/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$199,500/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,568 · Scale 2, in force from 26 Feb 2026)