LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,264
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,735
−HK$1,493/mo
Today · 4.125%
HK$50,228
baseline
▲ 0.50% · 4.625%
HK$53,285
+HK$3,057/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,456/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,581
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,991
−HK$1,431/mo
Today · 4.125%
HK$55,422
baseline
▲ 0.50% · 4.625%
HK$58,343
+HK$2,921/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,844/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,717
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,482
−HK$1,792/mo
Today · 4.125%
HK$60,274
baseline
▲ 0.50% · 4.625%
HK$63,942
+HK$3,668/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,548/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,097
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,790
−HK$1,716/mo
Today · 4.125%
HK$66,506
baseline
▲ 0.50% · 4.625%
HK$70,012
+HK$3,506/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,012/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,170
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$68,229
−HK$2,091/mo
Today · 4.125%
HK$70,320
baseline
▲ 0.50% · 4.625%
HK$74,598
+HK$4,278/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,640/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,614
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,588
−HK$2,003/mo
Today · 4.125%
HK$77,591
baseline
▲ 0.50% · 4.625%
HK$81,681
+HK$4,090/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,182/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,076
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$87,722
−HK$2,689/mo
Today · 4.125%
HK$90,411
baseline
▲ 0.50% · 4.625%
HK$95,912
+HK$5,501/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$180,822/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,646
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$97,185
−HK$2,575/mo
Today · 4.125%
HK$99,760
baseline
▲ 0.50% · 4.625%
HK$105,018
+HK$5,258/mo
Deposit HK$2.07M · loan HK$18.65M · min. income ≈ HK$199,520/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,770 · Scale 2, in force from 26 Feb 2026)