LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,265
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,735
−HK$1,494/mo
Today · 4.125%
HK$50,229
baseline
▲ 0.50% · 4.625%
HK$53,285
+HK$3,056/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,458/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,582
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,992
−HK$1,431/mo
Today · 4.125%
HK$55,423
baseline
▲ 0.50% · 4.625%
HK$58,344
+HK$2,921/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,846/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,718
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,482
−HK$1,793/mo
Today · 4.125%
HK$60,275
baseline
▲ 0.50% · 4.625%
HK$63,942
+HK$3,667/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,550/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,098
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,791
−HK$1,716/mo
Today · 4.125%
HK$66,507
baseline
▲ 0.50% · 4.625%
HK$70,013
+HK$3,506/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,014/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,171
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$68,229
−HK$2,092/mo
Today · 4.125%
HK$70,321
baseline
▲ 0.50% · 4.625%
HK$74,599
+HK$4,278/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,642/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,615
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,589
−HK$2,003/mo
Today · 4.125%
HK$77,592
baseline
▲ 0.50% · 4.625%
HK$81,682
+HK$4,090/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,184/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,077
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$87,723
−HK$2,689/mo
Today · 4.125%
HK$90,412
baseline
▲ 0.50% · 4.625%
HK$95,914
+HK$5,502/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,824/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,647
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$97,186
−HK$2,575/mo
Today · 4.125%
HK$99,761
baseline
▲ 0.50% · 4.625%
HK$105,019
+HK$5,258/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,522/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,795 · Scale 2, in force from 26 Feb 2026)