LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,266
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,736
−HK$1,494/mo
Today · 4.125%
HK$50,230
baseline
▲ 0.50% · 4.625%
HK$53,286
+HK$3,056/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,460/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,583
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,993
−HK$1,430/mo
Today · 4.125%
HK$55,423
baseline
▲ 0.50% · 4.625%
HK$58,345
+HK$2,922/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,846/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,719
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,483
−HK$1,793/mo
Today · 4.125%
HK$60,276
baseline
▲ 0.50% · 4.625%
HK$63,943
+HK$3,667/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,552/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,099
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,791
−HK$1,717/mo
Today · 4.125%
HK$66,508
baseline
▲ 0.50% · 4.625%
HK$70,014
+HK$3,506/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,016/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,172
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,230
−HK$2,091/mo
Today · 4.125%
HK$70,321
baseline
▲ 0.50% · 4.625%
HK$74,600
+HK$4,279/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,642/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,616
−HK$3,977/mo
▼ 0.25% · 3.875%
HK$75,590
−HK$2,003/mo
Today · 4.125%
HK$77,593
baseline
▲ 0.50% · 4.625%
HK$81,683
+HK$4,090/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,186/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,078
−HK$5,335/mo
▼ 0.25% · 3.875%
HK$87,725
−HK$2,688/mo
Today · 4.125%
HK$90,413
baseline
▲ 0.50% · 4.625%
HK$95,915
+HK$5,502/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,826/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,649
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$97,187
−HK$2,575/mo
Today · 4.125%
HK$99,762
baseline
▲ 0.50% · 4.625%
HK$105,021
+HK$5,259/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,524/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,822 · Scale 2, in force from 26 Feb 2026)