LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,268
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,738
−HK$1,494/mo
Today · 4.125%
HK$50,232
baseline
▲ 0.50% · 4.625%
HK$53,289
+HK$3,057/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,464/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,585
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,995
−HK$1,431/mo
Today · 4.125%
HK$55,426
baseline
▲ 0.50% · 4.625%
HK$58,348
+HK$2,922/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,852/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,722
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,486
−HK$1,792/mo
Today · 4.125%
HK$60,278
baseline
▲ 0.50% · 4.625%
HK$63,946
+HK$3,668/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,556/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,102
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,794
−HK$1,717/mo
Today · 4.125%
HK$66,511
baseline
▲ 0.50% · 4.625%
HK$70,017
+HK$3,506/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,022/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,175
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$68,234
−HK$2,091/mo
Today · 4.125%
HK$70,325
baseline
▲ 0.50% · 4.625%
HK$74,604
+HK$4,279/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,650/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,619
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,594
−HK$2,003/mo
Today · 4.125%
HK$77,597
baseline
▲ 0.50% · 4.625%
HK$81,687
+HK$4,090/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,194/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,082
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$87,729
−HK$2,689/mo
Today · 4.125%
HK$90,418
baseline
▲ 0.50% · 4.625%
HK$95,919
+HK$5,501/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,836/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,653
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$97,192
−HK$2,575/mo
Today · 4.125%
HK$99,767
baseline
▲ 0.50% · 4.625%
HK$105,026
+HK$5,259/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,534/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,922 · Scale 2, in force from 26 Feb 2026)