LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,269
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,739
−HK$1,494/mo
Today · 4.125%
HK$50,233
baseline
▲ 0.50% · 4.625%
HK$53,289
+HK$3,056/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$100,466/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,586
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,996
−HK$1,431/mo
Today · 4.125%
HK$55,427
baseline
▲ 0.50% · 4.625%
HK$58,348
+HK$2,921/mo
Deposit HK$10.36M · loan HK$10.36M · min. income ≈ HK$110,854/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$822,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,722
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,487
−HK$1,792/mo
Today · 4.125%
HK$60,279
baseline
▲ 0.50% · 4.625%
HK$63,947
+HK$3,668/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,558/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,103
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,795
−HK$1,717/mo
Today · 4.125%
HK$66,512
baseline
▲ 0.50% · 4.625%
HK$70,018
+HK$3,506/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,024/mo (50% DSR)
Upfront cash ≈ HK$9.11M (deposit + AVD stamp duty HK$822,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,176
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$68,234
−HK$2,092/mo
Today · 4.125%
HK$70,326
baseline
▲ 0.50% · 4.625%
HK$74,605
+HK$4,279/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,652/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,620
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,595
−HK$2,003/mo
Today · 4.125%
HK$77,598
baseline
▲ 0.50% · 4.625%
HK$81,688
+HK$4,090/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,196/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,083
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$87,730
−HK$2,689/mo
Today · 4.125%
HK$90,419
baseline
▲ 0.50% · 4.625%
HK$95,921
+HK$5,502/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,838/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,654
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$97,193
−HK$2,575/mo
Today · 4.125%
HK$99,768
baseline
▲ 0.50% · 4.625%
HK$105,027
+HK$5,259/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,536/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$822,949 · Scale 2, in force from 26 Feb 2026)