LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,272
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,742
−HK$1,494/mo
Today · 4.125%
HK$50,236
baseline
▲ 0.50% · 4.625%
HK$53,293
+HK$3,057/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,472/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,589
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$54,000
−HK$1,430/mo
Today · 4.125%
HK$55,430
baseline
▲ 0.50% · 4.625%
HK$58,352
+HK$2,922/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,860/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,726
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,490
−HK$1,793/mo
Today · 4.125%
HK$60,283
baseline
▲ 0.50% · 4.625%
HK$63,951
+HK$3,668/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,566/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,107
−HK$3,409/mo
▼ 0.25% · 3.875%
HK$64,799
−HK$1,717/mo
Today · 4.125%
HK$66,516
baseline
▲ 0.50% · 4.625%
HK$70,023
+HK$3,507/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,032/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,180
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$68,239
−HK$2,091/mo
Today · 4.125%
HK$70,330
baseline
▲ 0.50% · 4.625%
HK$74,610
+HK$4,280/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,660/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,625
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,599
−HK$2,004/mo
Today · 4.125%
HK$77,603
baseline
▲ 0.50% · 4.625%
HK$81,693
+HK$4,090/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,206/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,089
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$87,736
−HK$2,689/mo
Today · 4.125%
HK$90,425
baseline
▲ 0.50% · 4.625%
HK$95,927
+HK$5,502/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,850/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,660
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$97,199
−HK$2,576/mo
Today · 4.125%
HK$99,775
baseline
▲ 0.50% · 4.625%
HK$105,034
+HK$5,259/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,550/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,081 · Scale 2, in force from 26 Feb 2026)