LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,274
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,745
−HK$1,494/mo
Today · 4.125%
HK$50,239
baseline
▲ 0.50% · 4.625%
HK$53,296
+HK$3,057/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,478/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,592
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$54,003
−HK$1,430/mo
Today · 4.125%
HK$55,433
baseline
▲ 0.50% · 4.625%
HK$58,355
+HK$2,922/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,866/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,729
−HK$3,557/mo
▼ 0.25% · 3.875%
HK$58,494
−HK$1,792/mo
Today · 4.125%
HK$60,286
baseline
▲ 0.50% · 4.625%
HK$63,955
+HK$3,669/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,572/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,110
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,803
−HK$1,717/mo
Today · 4.125%
HK$66,520
baseline
▲ 0.50% · 4.625%
HK$70,027
+HK$3,507/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,040/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,184
−HK$4,150/mo
▼ 0.25% · 3.875%
HK$68,243
−HK$2,091/mo
Today · 4.125%
HK$70,334
baseline
▲ 0.50% · 4.625%
HK$74,614
+HK$4,280/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,668/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,629
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,604
−HK$2,003/mo
Today · 4.125%
HK$77,607
baseline
▲ 0.50% · 4.625%
HK$81,698
+HK$4,091/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,214/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,094
−HK$5,336/mo
▼ 0.25% · 3.875%
HK$87,740
−HK$2,690/mo
Today · 4.125%
HK$90,430
baseline
▲ 0.50% · 4.625%
HK$95,932
+HK$5,502/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,860/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,666
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$97,205
−HK$2,575/mo
Today · 4.125%
HK$99,780
baseline
▲ 0.50% · 4.625%
HK$105,040
+HK$5,260/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,560/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,197 · Scale 2, in force from 26 Feb 2026)