LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,277
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,748
−HK$1,494/mo
Today · 4.125%
HK$50,242
baseline
▲ 0.50% · 4.625%
HK$53,299
+HK$3,057/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,484/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,596
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$54,006
−HK$1,431/mo
Today · 4.125%
HK$55,437
baseline
▲ 0.50% · 4.625%
HK$58,359
+HK$2,922/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,874/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,733
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,498
−HK$1,793/mo
Today · 4.125%
HK$60,291
baseline
▲ 0.50% · 4.625%
HK$63,959
+HK$3,668/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,582/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,115
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,807
−HK$1,718/mo
Today · 4.125%
HK$66,525
baseline
▲ 0.50% · 4.625%
HK$70,031
+HK$3,506/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,050/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,188
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$68,247
−HK$2,092/mo
Today · 4.125%
HK$70,339
baseline
▲ 0.50% · 4.625%
HK$74,619
+HK$4,280/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,678/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,634
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,609
−HK$2,003/mo
Today · 4.125%
HK$77,612
baseline
▲ 0.50% · 4.625%
HK$81,703
+HK$4,091/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,224/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,099
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,746
−HK$2,690/mo
Today · 4.125%
HK$90,436
baseline
▲ 0.50% · 4.625%
HK$95,939
+HK$5,503/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,872/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,672
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$97,211
−HK$2,576/mo
Today · 4.125%
HK$99,787
baseline
▲ 0.50% · 4.625%
HK$105,047
+HK$5,260/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,574/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,338 · Scale 2, in force from 26 Feb 2026)