LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,279
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,750
−HK$1,494/mo
Today · 4.125%
HK$50,244
baseline
▲ 0.50% · 4.625%
HK$53,301
+HK$3,057/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,488/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,598
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$54,008
−HK$1,431/mo
Today · 4.125%
HK$55,439
baseline
▲ 0.50% · 4.625%
HK$58,362
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,878/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,735
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,500
−HK$1,793/mo
Today · 4.125%
HK$60,293
baseline
▲ 0.50% · 4.625%
HK$63,961
+HK$3,668/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,586/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,117
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,810
−HK$1,717/mo
Today · 4.125%
HK$66,527
baseline
▲ 0.50% · 4.625%
HK$70,034
+HK$3,507/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,054/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,191
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$68,250
−HK$2,092/mo
Today · 4.125%
HK$70,342
baseline
▲ 0.50% · 4.625%
HK$74,622
+HK$4,280/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,684/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,637
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,611
−HK$2,004/mo
Today · 4.125%
HK$77,615
baseline
▲ 0.50% · 4.625%
HK$81,706
+HK$4,091/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,230/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,102
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,750
−HK$2,689/mo
Today · 4.125%
HK$90,439
baseline
▲ 0.50% · 4.625%
HK$95,942
+HK$5,503/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,878/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,676
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$97,215
−HK$2,576/mo
Today · 4.125%
HK$99,791
baseline
▲ 0.50% · 4.625%
HK$105,051
+HK$5,260/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,582/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,413 · Scale 2, in force from 26 Feb 2026)