LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,280
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,751
−HK$1,494/mo
Today · 4.125%
HK$50,245
baseline
▲ 0.50% · 4.625%
HK$53,302
+HK$3,057/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,490/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,598
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,009
−HK$1,431/mo
Today · 4.125%
HK$55,440
baseline
▲ 0.50% · 4.625%
HK$58,363
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,880/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,736
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,501
−HK$1,793/mo
Today · 4.125%
HK$60,294
baseline
▲ 0.50% · 4.625%
HK$63,963
+HK$3,669/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,588/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,118
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,811
−HK$1,717/mo
Today · 4.125%
HK$66,528
baseline
▲ 0.50% · 4.625%
HK$70,035
+HK$3,507/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,056/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,192
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$68,251
−HK$2,092/mo
Today · 4.125%
HK$70,343
baseline
▲ 0.50% · 4.625%
HK$74,623
+HK$4,280/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,686/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,638
−HK$3,978/mo
▼ 0.25% · 3.875%
HK$75,613
−HK$2,003/mo
Today · 4.125%
HK$77,616
baseline
▲ 0.50% · 4.625%
HK$81,708
+HK$4,092/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,232/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,104
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,751
−HK$2,690/mo
Today · 4.125%
HK$90,441
baseline
▲ 0.50% · 4.625%
HK$95,944
+HK$5,503/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,882/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,677
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$97,216
−HK$2,576/mo
Today · 4.125%
HK$99,792
baseline
▲ 0.50% · 4.625%
HK$105,053
+HK$5,261/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,584/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,450 · Scale 2, in force from 26 Feb 2026)