LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,283
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,753
−HK$1,495/mo
Today · 4.125%
HK$50,248
baseline
▲ 0.50% · 4.625%
HK$53,305
+HK$3,057/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,496/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,601
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,012
−HK$1,431/mo
Today · 4.125%
HK$55,443
baseline
▲ 0.50% · 4.625%
HK$58,366
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,886/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,739
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,504
−HK$1,793/mo
Today · 4.125%
HK$60,297
baseline
▲ 0.50% · 4.625%
HK$63,966
+HK$3,669/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,594/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,122
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,815
−HK$1,717/mo
Today · 4.125%
HK$66,532
baseline
▲ 0.50% · 4.625%
HK$70,039
+HK$3,507/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,064/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,196
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$68,255
−HK$2,092/mo
Today · 4.125%
HK$70,347
baseline
▲ 0.50% · 4.625%
HK$74,627
+HK$4,280/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,694/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,642
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,617
−HK$2,004/mo
Today · 4.125%
HK$77,621
baseline
▲ 0.50% · 4.625%
HK$81,712
+HK$4,091/mo
Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$155,242/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,109
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,756
−HK$2,690/mo
Today · 4.125%
HK$90,446
baseline
▲ 0.50% · 4.625%
HK$95,949
+HK$5,503/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,892/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,683
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$97,222
−HK$2,576/mo
Today · 4.125%
HK$99,798
baseline
▲ 0.50% · 4.625%
HK$105,059
+HK$5,261/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,596/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,567 · Scale 2, in force from 26 Feb 2026)