LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,285
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,756
−HK$1,494/mo
Today · 4.125%
HK$50,250
baseline
▲ 0.50% · 4.625%
HK$53,308
+HK$3,058/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,500/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,604
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,015
−HK$1,431/mo
Today · 4.125%
HK$55,446
baseline
▲ 0.50% · 4.625%
HK$58,369
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,892/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,742
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,507
−HK$1,793/mo
Today · 4.125%
HK$60,300
baseline
▲ 0.50% · 4.625%
HK$63,969
+HK$3,669/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,600/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,125
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,818
−HK$1,718/mo
Today · 4.125%
HK$66,536
baseline
▲ 0.50% · 4.625%
HK$70,043
+HK$3,507/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,072/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,199
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$68,258
−HK$2,092/mo
Today · 4.125%
HK$70,350
baseline
▲ 0.50% · 4.625%
HK$74,631
+HK$4,281/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,700/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,646
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,621
−HK$2,004/mo
Today · 4.125%
HK$77,625
baseline
▲ 0.50% · 4.625%
HK$81,716
+HK$4,091/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,250/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,113
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,761
−HK$2,690/mo
Today · 4.125%
HK$90,451
baseline
▲ 0.50% · 4.625%
HK$95,954
+HK$5,503/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,902/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,688
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$97,227
−HK$2,576/mo
Today · 4.125%
HK$99,803
baseline
▲ 0.50% · 4.625%
HK$105,064
+HK$5,261/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,606/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,676 · Scale 2, in force from 26 Feb 2026)