LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,285
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,756
−HK$1,495/mo
Today · 4.125%
HK$50,251
baseline
▲ 0.50% · 4.625%
HK$53,308
+HK$3,057/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,502/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,604
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,015
−HK$1,431/mo
Today · 4.125%
HK$55,446
baseline
▲ 0.50% · 4.625%
HK$58,369
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,892/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,742
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,507
−HK$1,794/mo
Today · 4.125%
HK$60,301
baseline
▲ 0.50% · 4.625%
HK$63,970
+HK$3,669/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,602/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,125
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,818
−HK$1,718/mo
Today · 4.125%
HK$66,536
baseline
▲ 0.50% · 4.625%
HK$70,043
+HK$3,507/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,072/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,199
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,259
−HK$2,092/mo
Today · 4.125%
HK$70,351
baseline
▲ 0.50% · 4.625%
HK$74,631
+HK$4,280/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,702/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,646
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,621
−HK$2,004/mo
Today · 4.125%
HK$77,625
baseline
▲ 0.50% · 4.625%
HK$81,717
+HK$4,092/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,250/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,114
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,761
−HK$2,690/mo
Today · 4.125%
HK$90,451
baseline
▲ 0.50% · 4.625%
HK$95,955
+HK$5,504/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,902/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,688
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,227
−HK$2,577/mo
Today · 4.125%
HK$99,804
baseline
▲ 0.50% · 4.625%
HK$105,064
+HK$5,260/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,608/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,684 · Scale 2, in force from 26 Feb 2026)