LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,286
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,757
−HK$1,495/mo
Today · 4.125%
HK$50,252
baseline
▲ 0.50% · 4.625%
HK$53,309
+HK$3,057/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,504/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,606
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,017
−HK$1,431/mo
Today · 4.125%
HK$55,448
baseline
▲ 0.50% · 4.625%
HK$58,371
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,896/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,744
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,509
−HK$1,793/mo
Today · 4.125%
HK$60,302
baseline
▲ 0.50% · 4.625%
HK$63,971
+HK$3,669/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$120,604/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,127
−HK$3,410/mo
▼ 0.25% · 3.875%
HK$64,820
−HK$1,717/mo
Today · 4.125%
HK$66,537
baseline
▲ 0.50% · 4.625%
HK$70,045
+HK$3,508/mo
Deposit HK$8.29M · loan HK$12.44M · min. income ≈ HK$133,074/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,201
−HK$4,151/mo
▼ 0.25% · 3.875%
HK$68,260
−HK$2,092/mo
Today · 4.125%
HK$70,352
baseline
▲ 0.50% · 4.625%
HK$74,633
+HK$4,281/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,704/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,648
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,623
−HK$2,004/mo
Today · 4.125%
HK$77,627
baseline
▲ 0.50% · 4.625%
HK$81,719
+HK$4,092/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,254/mo (50% DSR)
Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$823,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,116
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,763
−HK$2,690/mo
Today · 4.125%
HK$90,453
baseline
▲ 0.50% · 4.625%
HK$95,957
+HK$5,504/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,906/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,690
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,230
−HK$2,576/mo
Today · 4.125%
HK$99,806
baseline
▲ 0.50% · 4.625%
HK$105,067
+HK$5,261/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,612/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,733 · Scale 2, in force from 26 Feb 2026)