LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,288
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,759
−HK$1,495/mo
Today · 4.125%
HK$50,254
baseline
▲ 0.50% · 4.625%
HK$53,311
+HK$3,057/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,508/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,608
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,019
−HK$1,431/mo
Today · 4.125%
HK$55,450
baseline
▲ 0.50% · 4.625%
HK$58,373
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,900/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,746
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,511
−HK$1,793/mo
Today · 4.125%
HK$60,304
baseline
▲ 0.50% · 4.625%
HK$63,974
+HK$3,670/mo
Deposit HK$8.30M · loan HK$12.44M · min. income ≈ HK$120,608/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,129
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,822
−HK$1,718/mo
Today · 4.125%
HK$66,540
baseline
▲ 0.50% · 4.625%
HK$70,047
+HK$3,507/mo
Deposit HK$8.30M · loan HK$12.44M · min. income ≈ HK$133,080/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,203
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,263
−HK$2,092/mo
Today · 4.125%
HK$70,355
baseline
▲ 0.50% · 4.625%
HK$74,636
+HK$4,281/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,710/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$823,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,651
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,626
−HK$2,004/mo
Today · 4.125%
HK$77,630
baseline
▲ 0.50% · 4.625%
HK$81,722
+HK$4,092/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,260/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$823,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,119
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$87,766
−HK$2,690/mo
Today · 4.125%
HK$90,456
baseline
▲ 0.50% · 4.625%
HK$95,960
+HK$5,504/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$180,912/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,694
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,233
−HK$2,577/mo
Today · 4.125%
HK$99,810
baseline
▲ 0.50% · 4.625%
HK$105,071
+HK$5,261/mo
Deposit HK$2.07M · loan HK$18.66M · min. income ≈ HK$199,620/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,810 · Scale 2, in force from 26 Feb 2026)