LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,291
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,762
−HK$1,494/mo
Today · 4.125%
HK$50,256
baseline
▲ 0.50% · 4.625%
HK$53,314
+HK$3,058/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,512/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,610
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,021
−HK$1,432/mo
Today · 4.125%
HK$55,453
baseline
▲ 0.50% · 4.625%
HK$58,376
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,906/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,749
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,514
−HK$1,793/mo
Today · 4.125%
HK$60,307
baseline
▲ 0.50% · 4.625%
HK$63,977
+HK$3,670/mo
Deposit HK$8.30M · loan HK$12.44M · min. income ≈ HK$120,614/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,132
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,826
−HK$1,717/mo
Today · 4.125%
HK$66,543
baseline
▲ 0.50% · 4.625%
HK$70,051
+HK$3,508/mo
Deposit HK$8.30M · loan HK$12.44M · min. income ≈ HK$133,086/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,207
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,266
−HK$2,093/mo
Today · 4.125%
HK$70,359
baseline
▲ 0.50% · 4.625%
HK$74,640
+HK$4,281/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,718/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$823,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,654
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,630
−HK$2,004/mo
Today · 4.125%
HK$77,634
baseline
▲ 0.50% · 4.625%
HK$81,726
+HK$4,092/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,268/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$823,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,123
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,771
−HK$2,690/mo
Today · 4.125%
HK$90,461
baseline
▲ 0.50% · 4.625%
HK$95,965
+HK$5,504/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,922/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,699
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,238
−HK$2,577/mo
Today · 4.125%
HK$99,815
baseline
▲ 0.50% · 4.625%
HK$105,076
+HK$5,261/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,630/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,916 · Scale 2, in force from 26 Feb 2026)