LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,292
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,763
−HK$1,495/mo
Today · 4.125%
HK$50,258
baseline
▲ 0.50% · 4.625%
HK$53,316
+HK$3,058/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,516/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,612
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,023
−HK$1,432/mo
Today · 4.125%
HK$55,455
baseline
▲ 0.50% · 4.625%
HK$58,378
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,910/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$823,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,751
−HK$3,558/mo
▼ 0.25% · 3.875%
HK$58,516
−HK$1,793/mo
Today · 4.125%
HK$60,309
baseline
▲ 0.50% · 4.625%
HK$63,979
+HK$3,670/mo
Deposit HK$8.30M · loan HK$12.44M · min. income ≈ HK$120,618/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,135
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,828
−HK$1,718/mo
Today · 4.125%
HK$66,546
baseline
▲ 0.50% · 4.625%
HK$70,053
+HK$3,507/mo
Deposit HK$8.30M · loan HK$12.44M · min. income ≈ HK$133,092/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$823,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,209
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,269
−HK$2,092/mo
Today · 4.125%
HK$70,361
baseline
▲ 0.50% · 4.625%
HK$74,642
+HK$4,281/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,722/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$823,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,657
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,632
−HK$2,004/mo
Today · 4.125%
HK$77,636
baseline
▲ 0.50% · 4.625%
HK$81,729
+HK$4,093/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,272/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$823,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,126
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,774
−HK$2,690/mo
Today · 4.125%
HK$90,464
baseline
▲ 0.50% · 4.625%
HK$95,969
+HK$5,505/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,928/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,702
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$97,242
−HK$2,576/mo
Today · 4.125%
HK$99,818
baseline
▲ 0.50% · 4.625%
HK$105,080
+HK$5,262/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,636/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$823,989 · Scale 2, in force from 26 Feb 2026)