LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,295
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,766
−HK$1,495/mo
Today · 4.125%
HK$50,261
baseline
▲ 0.50% · 4.625%
HK$53,319
+HK$3,058/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,522/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$824,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,615
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,026
−HK$1,432/mo
Today · 4.125%
HK$55,458
baseline
▲ 0.50% · 4.625%
HK$58,381
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,916/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$824,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,754
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,519
−HK$1,794/mo
Today · 4.125%
HK$60,313
baseline
▲ 0.50% · 4.625%
HK$63,983
+HK$3,670/mo
Deposit HK$8.30M · loan HK$12.44M · min. income ≈ HK$120,626/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,138
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,831
−HK$1,718/mo
Today · 4.125%
HK$66,549
baseline
▲ 0.50% · 4.625%
HK$70,057
+HK$3,508/mo
Deposit HK$8.30M · loan HK$12.44M · min. income ≈ HK$133,098/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,213
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,272
−HK$2,093/mo
Today · 4.125%
HK$70,365
baseline
▲ 0.50% · 4.625%
HK$74,646
+HK$4,281/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,730/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,661
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,636
−HK$2,005/mo
Today · 4.125%
HK$77,641
baseline
▲ 0.50% · 4.625%
HK$81,733
+HK$4,092/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,282/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,131
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,779
−HK$2,690/mo
Today · 4.125%
HK$90,469
baseline
▲ 0.50% · 4.625%
HK$95,974
+HK$5,505/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,938/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,707
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,247
−HK$2,577/mo
Today · 4.125%
HK$99,824
baseline
▲ 0.50% · 4.625%
HK$105,085
+HK$5,261/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,648/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,099 · Scale 2, in force from 26 Feb 2026)