LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,296
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,767
−HK$1,495/mo
Today · 4.125%
HK$50,262
baseline
▲ 0.50% · 4.625%
HK$53,320
+HK$3,058/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,524/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$824,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,616
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,027
−HK$1,432/mo
Today · 4.125%
HK$55,459
baseline
▲ 0.50% · 4.625%
HK$58,382
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,918/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$824,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,755
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,521
−HK$1,793/mo
Today · 4.125%
HK$60,314
baseline
▲ 0.50% · 4.625%
HK$63,984
+HK$3,670/mo
Deposit HK$8.30M · loan HK$12.44M · min. income ≈ HK$120,628/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,140
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,833
−HK$1,718/mo
Today · 4.125%
HK$66,551
baseline
▲ 0.50% · 4.625%
HK$70,059
+HK$3,508/mo
Deposit HK$8.30M · loan HK$12.44M · min. income ≈ HK$133,102/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,214
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,274
−HK$2,093/mo
Today · 4.125%
HK$70,367
baseline
▲ 0.50% · 4.625%
HK$74,648
+HK$4,281/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,734/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,663
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,638
−HK$2,005/mo
Today · 4.125%
HK$77,643
baseline
▲ 0.50% · 4.625%
HK$81,735
+HK$4,092/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,286/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,133
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,781
−HK$2,690/mo
Today · 4.125%
HK$90,471
baseline
▲ 0.50% · 4.625%
HK$95,976
+HK$5,505/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,942/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,709
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,249
−HK$2,577/mo
Today · 4.125%
HK$99,826
baseline
▲ 0.50% · 4.625%
HK$105,088
+HK$5,262/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,652/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,151 · Scale 2, in force from 26 Feb 2026)