LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,296
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,768
−HK$1,494/mo
Today · 4.125%
HK$50,262
baseline
▲ 0.50% · 4.625%
HK$53,321
+HK$3,059/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,524/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,617
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,028
−HK$1,432/mo
Today · 4.125%
HK$55,460
baseline
▲ 0.50% · 4.625%
HK$58,383
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,920/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,756
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,521
−HK$1,794/mo
Today · 4.125%
HK$60,315
baseline
▲ 0.50% · 4.625%
HK$63,985
+HK$3,670/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,630/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,140
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,834
−HK$1,718/mo
Today · 4.125%
HK$66,552
baseline
▲ 0.50% · 4.625%
HK$70,060
+HK$3,508/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,104/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,215
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,275
−HK$2,092/mo
Today · 4.125%
HK$70,367
baseline
▲ 0.50% · 4.625%
HK$74,649
+HK$4,282/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,734/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,664
−HK$3,979/mo
▼ 0.25% · 3.875%
HK$75,639
−HK$2,004/mo
Today · 4.125%
HK$77,643
baseline
▲ 0.50% · 4.625%
HK$81,736
+HK$4,093/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,286/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,134
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,782
−HK$2,690/mo
Today · 4.125%
HK$90,472
baseline
▲ 0.50% · 4.625%
HK$95,977
+HK$5,505/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,944/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,710
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,250
−HK$2,577/mo
Today · 4.125%
HK$99,827
baseline
▲ 0.50% · 4.625%
HK$105,089
+HK$5,262/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,654/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,174 · Scale 2, in force from 26 Feb 2026)