LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,298
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,769
−HK$1,495/mo
Today · 4.125%
HK$50,264
baseline
▲ 0.50% · 4.625%
HK$53,322
+HK$3,058/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,528/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,618
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,029
−HK$1,432/mo
Today · 4.125%
HK$55,461
baseline
▲ 0.50% · 4.625%
HK$58,384
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,922/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,757
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,523
−HK$1,793/mo
Today · 4.125%
HK$60,316
baseline
▲ 0.50% · 4.625%
HK$63,986
+HK$3,670/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,632/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,142
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,835
−HK$1,718/mo
Today · 4.125%
HK$66,553
baseline
▲ 0.50% · 4.625%
HK$70,061
+HK$3,508/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,106/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,217
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,276
−HK$2,093/mo
Today · 4.125%
HK$70,369
baseline
▲ 0.50% · 4.625%
HK$74,651
+HK$4,282/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,738/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,665
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,641
−HK$2,004/mo
Today · 4.125%
HK$77,645
baseline
▲ 0.50% · 4.625%
HK$81,738
+HK$4,093/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,290/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,136
−HK$5,338/mo
▼ 0.25% · 3.875%
HK$87,784
−HK$2,690/mo
Today · 4.125%
HK$90,474
baseline
▲ 0.50% · 4.625%
HK$95,980
+HK$5,506/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,948/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,713
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,253
−HK$2,577/mo
Today · 4.125%
HK$99,830
baseline
▲ 0.50% · 4.625%
HK$105,092
+HK$5,262/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,660/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,222 · Scale 2, in force from 26 Feb 2026)