LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,300
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,771
−HK$1,495/mo
Today · 4.125%
HK$50,266
baseline
▲ 0.50% · 4.625%
HK$53,325
+HK$3,059/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,532/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,621
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,032
−HK$1,432/mo
Today · 4.125%
HK$55,464
baseline
▲ 0.50% · 4.625%
HK$58,387
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,928/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,760
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,525
−HK$1,794/mo
Today · 4.125%
HK$60,319
baseline
▲ 0.50% · 4.625%
HK$63,990
+HK$3,671/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,638/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,145
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,838
−HK$1,718/mo
Today · 4.125%
HK$66,556
baseline
▲ 0.50% · 4.625%
HK$70,065
+HK$3,509/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,112/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,220
−HK$4,152/mo
▼ 0.25% · 3.875%
HK$68,280
−HK$2,092/mo
Today · 4.125%
HK$70,372
baseline
▲ 0.50% · 4.625%
HK$74,654
+HK$4,282/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,744/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,669
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,645
−HK$2,004/mo
Today · 4.125%
HK$77,649
baseline
▲ 0.50% · 4.625%
HK$81,742
+HK$4,093/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,298/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,140
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$87,788
−HK$2,691/mo
Today · 4.125%
HK$90,479
baseline
▲ 0.50% · 4.625%
HK$95,984
+HK$5,505/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,958/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,717
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,257
−HK$2,577/mo
Today · 4.125%
HK$99,834
baseline
▲ 0.50% · 4.625%
HK$105,097
+HK$5,263/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,668/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,324 · Scale 2, in force from 26 Feb 2026)