LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,301
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,772
−HK$1,495/mo
Today · 4.125%
HK$50,267
baseline
▲ 0.50% · 4.625%
HK$53,326
+HK$3,059/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,534/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,622
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,033
−HK$1,432/mo
Today · 4.125%
HK$55,465
baseline
▲ 0.50% · 4.625%
HK$58,388
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,930/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,761
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,527
−HK$1,793/mo
Today · 4.125%
HK$60,320
baseline
▲ 0.50% · 4.625%
HK$63,991
+HK$3,671/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,640/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,146
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,840
−HK$1,718/mo
Today · 4.125%
HK$66,558
baseline
▲ 0.50% · 4.625%
HK$70,066
+HK$3,508/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,116/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,221
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,281
−HK$2,093/mo
Today · 4.125%
HK$70,374
baseline
▲ 0.50% · 4.625%
HK$74,656
+HK$4,282/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,748/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,670
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,646
−HK$2,005/mo
Today · 4.125%
HK$77,651
baseline
▲ 0.50% · 4.625%
HK$81,744
+HK$4,093/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,302/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,141
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$87,790
−HK$2,691/mo
Today · 4.125%
HK$90,481
baseline
▲ 0.50% · 4.625%
HK$95,986
+HK$5,505/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,962/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,719
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$97,259
−HK$2,577/mo
Today · 4.125%
HK$99,836
baseline
▲ 0.50% · 4.625%
HK$105,099
+HK$5,263/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,672/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,364 · Scale 2, in force from 26 Feb 2026)