LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,302
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,773
−HK$1,495/mo
Today · 4.125%
HK$50,268
baseline
▲ 0.50% · 4.625%
HK$53,326
+HK$3,058/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,536/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,622
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,034
−HK$1,432/mo
Today · 4.125%
HK$55,466
baseline
▲ 0.50% · 4.625%
HK$58,389
+HK$2,923/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,932/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,762
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,527
−HK$1,794/mo
Today · 4.125%
HK$60,321
baseline
▲ 0.50% · 4.625%
HK$63,992
+HK$3,671/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,642/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,147
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,841
−HK$1,718/mo
Today · 4.125%
HK$66,559
baseline
▲ 0.50% · 4.625%
HK$70,067
+HK$3,508/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,118/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,222
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,282
−HK$2,093/mo
Today · 4.125%
HK$70,375
baseline
▲ 0.50% · 4.625%
HK$74,657
+HK$4,282/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,750/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,671
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,647
−HK$2,005/mo
Today · 4.125%
HK$77,652
baseline
▲ 0.50% · 4.625%
HK$81,745
+HK$4,093/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,304/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,143
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$87,791
−HK$2,691/mo
Today · 4.125%
HK$90,482
baseline
▲ 0.50% · 4.625%
HK$95,988
+HK$5,506/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,964/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,720
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$97,261
−HK$2,577/mo
Today · 4.125%
HK$99,838
baseline
▲ 0.50% · 4.625%
HK$105,101
+HK$5,263/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,676/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,396 · Scale 2, in force from 26 Feb 2026)