LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,305
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,777
−HK$1,495/mo
Today · 4.125%
HK$50,272
baseline
▲ 0.50% · 4.625%
HK$53,331
+HK$3,059/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,544/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,627
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,038
−HK$1,432/mo
Today · 4.125%
HK$55,470
baseline
▲ 0.50% · 4.625%
HK$58,394
+HK$2,924/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,940/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,767
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,532
−HK$1,794/mo
Today · 4.125%
HK$60,326
baseline
▲ 0.50% · 4.625%
HK$63,997
+HK$3,671/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,652/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,152
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,846
−HK$1,718/mo
Today · 4.125%
HK$66,564
baseline
▲ 0.50% · 4.625%
HK$70,073
+HK$3,509/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,128/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,228
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,288
−HK$2,093/mo
Today · 4.125%
HK$70,381
baseline
▲ 0.50% · 4.625%
HK$74,663
+HK$4,282/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,762/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,678
−HK$3,980/mo
▼ 0.25% · 3.875%
HK$75,654
−HK$2,004/mo
Today · 4.125%
HK$77,658
baseline
▲ 0.50% · 4.625%
HK$81,752
+HK$4,094/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,316/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,150
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$87,799
−HK$2,691/mo
Today · 4.125%
HK$90,490
baseline
▲ 0.50% · 4.625%
HK$95,996
+HK$5,506/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,980/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,728
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$97,269
−HK$2,577/mo
Today · 4.125%
HK$99,846
baseline
▲ 0.50% · 4.625%
HK$105,109
+HK$5,263/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,692/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,569 · Scale 2, in force from 26 Feb 2026)