LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,307
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,778
−HK$1,496/mo
Today · 4.125%
HK$50,274
baseline
▲ 0.50% · 4.625%
HK$53,333
+HK$3,059/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,548/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,629
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,040
−HK$1,432/mo
Today · 4.125%
HK$55,472
baseline
▲ 0.50% · 4.625%
HK$58,396
+HK$2,924/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,944/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,768
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,534
−HK$1,794/mo
Today · 4.125%
HK$60,328
baseline
▲ 0.50% · 4.625%
HK$63,999
+HK$3,671/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,656/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,154
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,848
−HK$1,718/mo
Today · 4.125%
HK$66,566
baseline
▲ 0.50% · 4.625%
HK$70,075
+HK$3,509/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,132/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,230
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,290
−HK$2,093/mo
Today · 4.125%
HK$70,383
baseline
▲ 0.50% · 4.625%
HK$74,666
+HK$4,283/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,766/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,680
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,656
−HK$2,005/mo
Today · 4.125%
HK$77,661
baseline
▲ 0.50% · 4.625%
HK$81,754
+HK$4,093/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,322/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,153
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$87,801
−HK$2,691/mo
Today · 4.125%
HK$90,492
baseline
▲ 0.50% · 4.625%
HK$95,999
+HK$5,507/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,984/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,731
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$97,272
−HK$2,577/mo
Today · 4.125%
HK$99,849
baseline
▲ 0.50% · 4.625%
HK$105,113
+HK$5,264/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,698/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,634 · Scale 2, in force from 26 Feb 2026)