LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,309
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,781
−HK$1,495/mo
Today · 4.125%
HK$50,276
baseline
▲ 0.50% · 4.625%
HK$53,335
+HK$3,059/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,552/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,631
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,043
−HK$1,431/mo
Today · 4.125%
HK$55,474
baseline
▲ 0.50% · 4.625%
HK$58,399
+HK$2,925/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,948/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,771
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,537
−HK$1,794/mo
Today · 4.125%
HK$60,331
baseline
▲ 0.50% · 4.625%
HK$64,002
+HK$3,671/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,662/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,157
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,851
−HK$1,718/mo
Today · 4.125%
HK$66,569
baseline
▲ 0.50% · 4.625%
HK$70,078
+HK$3,509/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,138/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,233
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,293
−HK$2,093/mo
Today · 4.125%
HK$70,386
baseline
▲ 0.50% · 4.625%
HK$74,669
+HK$4,283/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,772/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,683
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,660
−HK$2,004/mo
Today · 4.125%
HK$77,664
baseline
▲ 0.50% · 4.625%
HK$81,758
+HK$4,094/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,328/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,157
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$87,805
−HK$2,692/mo
Today · 4.125%
HK$90,497
baseline
▲ 0.50% · 4.625%
HK$96,003
+HK$5,506/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,994/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,736
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$97,277
−HK$2,577/mo
Today · 4.125%
HK$99,854
baseline
▲ 0.50% · 4.625%
HK$105,117
+HK$5,263/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,708/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,731 · Scale 2, in force from 26 Feb 2026)