LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,310
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,781
−HK$1,495/mo
Today · 4.125%
HK$50,276
baseline
▲ 0.50% · 4.625%
HK$53,336
+HK$3,060/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,552/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,632
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,043
−HK$1,432/mo
Today · 4.125%
HK$55,475
baseline
▲ 0.50% · 4.625%
HK$58,399
+HK$2,924/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,950/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,772
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,538
−HK$1,794/mo
Today · 4.125%
HK$60,332
baseline
▲ 0.50% · 4.625%
HK$64,003
+HK$3,671/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,664/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,158
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,852
−HK$1,718/mo
Today · 4.125%
HK$66,570
baseline
▲ 0.50% · 4.625%
HK$70,079
+HK$3,509/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,140/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,234
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,294
−HK$2,093/mo
Today · 4.125%
HK$70,387
baseline
▲ 0.50% · 4.625%
HK$74,670
+HK$4,283/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,774/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,684
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,660
−HK$2,005/mo
Today · 4.125%
HK$77,665
baseline
▲ 0.50% · 4.625%
HK$81,759
+HK$4,094/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,330/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,158
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$87,806
−HK$2,692/mo
Today · 4.125%
HK$90,498
baseline
▲ 0.50% · 4.625%
HK$96,004
+HK$5,506/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$180,996/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,737
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$97,278
−HK$2,577/mo
Today · 4.125%
HK$99,855
baseline
▲ 0.50% · 4.625%
HK$105,119
+HK$5,264/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,710/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,756 · Scale 2, in force from 26 Feb 2026)