LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,313
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,784
−HK$1,496/mo
Today · 4.125%
HK$50,280
baseline
▲ 0.50% · 4.625%
HK$53,339
+HK$3,059/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,560/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,635
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,047
−HK$1,432/mo
Today · 4.125%
HK$55,479
baseline
▲ 0.50% · 4.625%
HK$58,403
+HK$2,924/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,958/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,775
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,541
−HK$1,795/mo
Today · 4.125%
HK$60,336
baseline
▲ 0.50% · 4.625%
HK$64,007
+HK$3,671/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,672/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,162
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,856
−HK$1,718/mo
Today · 4.125%
HK$66,574
baseline
▲ 0.50% · 4.625%
HK$70,084
+HK$3,510/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,148/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,238
−HK$4,153/mo
▼ 0.25% · 3.875%
HK$68,298
−HK$2,093/mo
Today · 4.125%
HK$70,391
baseline
▲ 0.50% · 4.625%
HK$74,675
+HK$4,284/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,782/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,689
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,665
−HK$2,005/mo
Today · 4.125%
HK$77,670
baseline
▲ 0.50% · 4.625%
HK$81,764
+HK$4,094/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,340/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,163
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$87,812
−HK$2,691/mo
Today · 4.125%
HK$90,503
baseline
▲ 0.50% · 4.625%
HK$96,010
+HK$5,507/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$181,006/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,743
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$97,284
−HK$2,577/mo
Today · 4.125%
HK$99,861
baseline
▲ 0.50% · 4.625%
HK$105,125
+HK$5,264/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,722/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,885 · Scale 2, in force from 26 Feb 2026)