LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,314
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,786
−HK$1,495/mo
Today · 4.125%
HK$50,281
baseline
▲ 0.50% · 4.625%
HK$53,341
+HK$3,060/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$100,562/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,637
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,048
−HK$1,432/mo
Today · 4.125%
HK$55,480
baseline
▲ 0.50% · 4.625%
HK$58,405
+HK$2,925/mo
Deposit HK$10.37M · loan HK$10.37M · min. income ≈ HK$110,960/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$824,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,777
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,543
−HK$1,794/mo
Today · 4.125%
HK$60,337
baseline
▲ 0.50% · 4.625%
HK$64,009
+HK$3,672/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,674/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,164
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,858
−HK$1,718/mo
Today · 4.125%
HK$66,576
baseline
▲ 0.50% · 4.625%
HK$70,086
+HK$3,510/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,152/mo (50% DSR)
Upfront cash ≈ HK$9.12M (deposit + AVD stamp duty HK$824,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,240
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,300
−HK$2,094/mo
Today · 4.125%
HK$70,394
baseline
▲ 0.50% · 4.625%
HK$74,677
+HK$4,283/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$140,788/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,691
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,668
−HK$2,004/mo
Today · 4.125%
HK$77,672
baseline
▲ 0.50% · 4.625%
HK$81,767
+HK$4,095/mo
Deposit HK$6.22M · loan HK$14.52M · min. income ≈ HK$155,344/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$824,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,165
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$87,815
−HK$2,691/mo
Today · 4.125%
HK$90,506
baseline
▲ 0.50% · 4.625%
HK$96,013
+HK$5,507/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$181,012/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,746
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$97,287
−HK$2,578/mo
Today · 4.125%
HK$99,865
baseline
▲ 0.50% · 4.625%
HK$105,129
+HK$5,264/mo
Deposit HK$2.07M · loan HK$18.67M · min. income ≈ HK$199,730/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$824,950 · Scale 2, in force from 26 Feb 2026)