LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,316
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,788
−HK$1,496/mo
Today · 4.125%
HK$50,284
baseline
▲ 0.50% · 4.625%
HK$53,343
+HK$3,059/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,568/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,639
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,051
−HK$1,432/mo
Today · 4.125%
HK$55,483
baseline
▲ 0.50% · 4.625%
HK$58,408
+HK$2,925/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$110,966/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,780
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,546
−HK$1,794/mo
Today · 4.125%
HK$60,340
baseline
▲ 0.50% · 4.625%
HK$64,012
+HK$3,672/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,680/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,167
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,861
−HK$1,719/mo
Today · 4.125%
HK$66,580
baseline
▲ 0.50% · 4.625%
HK$70,089
+HK$3,509/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,160/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,243
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,303
−HK$2,094/mo
Today · 4.125%
HK$70,397
baseline
▲ 0.50% · 4.625%
HK$74,680
+HK$4,283/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,794/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,695
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,671
−HK$2,005/mo
Today · 4.125%
HK$77,676
baseline
▲ 0.50% · 4.625%
HK$81,771
+HK$4,095/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,352/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,170
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$87,819
−HK$2,691/mo
Today · 4.125%
HK$90,510
baseline
▲ 0.50% · 4.625%
HK$96,018
+HK$5,508/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,020/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,750
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$97,291
−HK$2,578/mo
Today · 4.125%
HK$99,869
baseline
▲ 0.50% · 4.625%
HK$105,134
+HK$5,265/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,738/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,047 · Scale 2, in force from 26 Feb 2026)