LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,318
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,789
−HK$1,496/mo
Today · 4.125%
HK$50,285
baseline
▲ 0.50% · 4.625%
HK$53,344
+HK$3,059/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,570/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,640
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,052
−HK$1,432/mo
Today · 4.125%
HK$55,484
baseline
▲ 0.50% · 4.625%
HK$58,409
+HK$2,925/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$110,968/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,781
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,547
−HK$1,795/mo
Today · 4.125%
HK$60,342
baseline
▲ 0.50% · 4.625%
HK$64,013
+HK$3,671/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,684/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,168
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,863
−HK$1,718/mo
Today · 4.125%
HK$66,581
baseline
▲ 0.50% · 4.625%
HK$70,091
+HK$3,510/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,162/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,245
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,305
−HK$2,094/mo
Today · 4.125%
HK$70,399
baseline
▲ 0.50% · 4.625%
HK$74,682
+HK$4,283/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,798/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,696
−HK$3,982/mo
▼ 0.25% · 3.875%
HK$75,673
−HK$2,005/mo
Today · 4.125%
HK$77,678
baseline
▲ 0.50% · 4.625%
HK$81,773
+HK$4,095/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,356/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,172
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$87,821
−HK$2,692/mo
Today · 4.125%
HK$90,513
baseline
▲ 0.50% · 4.625%
HK$96,020
+HK$5,507/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,026/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,753
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$97,294
−HK$2,578/mo
Today · 4.125%
HK$99,872
baseline
▲ 0.50% · 4.625%
HK$105,136
+HK$5,264/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,744/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,098 · Scale 2, in force from 26 Feb 2026)