LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,319
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,791
−HK$1,495/mo
Today · 4.125%
HK$50,286
baseline
▲ 0.50% · 4.625%
HK$53,346
+HK$3,060/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,572/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,642
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,054
−HK$1,432/mo
Today · 4.125%
HK$55,486
baseline
▲ 0.50% · 4.625%
HK$58,411
+HK$2,925/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$110,972/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,783
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,549
−HK$1,795/mo
Today · 4.125%
HK$60,344
baseline
▲ 0.50% · 4.625%
HK$64,015
+HK$3,671/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,688/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,170
−HK$3,413/mo
▼ 0.25% · 3.875%
HK$64,864
−HK$1,719/mo
Today · 4.125%
HK$66,583
baseline
▲ 0.50% · 4.625%
HK$70,093
+HK$3,510/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,166/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,247
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,307
−HK$2,094/mo
Today · 4.125%
HK$70,401
baseline
▲ 0.50% · 4.625%
HK$74,685
+HK$4,284/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,802/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,699
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,675
−HK$2,005/mo
Today · 4.125%
HK$77,680
baseline
▲ 0.50% · 4.625%
HK$81,775
+HK$4,095/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,360/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,174
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$87,824
−HK$2,691/mo
Today · 4.125%
HK$90,515
baseline
▲ 0.50% · 4.625%
HK$96,023
+HK$5,508/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,030/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,755
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$97,297
−HK$2,578/mo
Today · 4.125%
HK$99,875
baseline
▲ 0.50% · 4.625%
HK$105,139
+HK$5,264/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,750/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,161 · Scale 2, in force from 26 Feb 2026)