LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,322
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,794
−HK$1,496/mo
Today · 4.125%
HK$50,290
baseline
▲ 0.50% · 4.625%
HK$53,350
+HK$3,060/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$100,580/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,645
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,057
−HK$1,433/mo
Today · 4.125%
HK$55,490
baseline
▲ 0.50% · 4.625%
HK$58,415
+HK$2,925/mo
Deposit HK$10.38M · loan HK$10.38M · min. income ≈ HK$110,980/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$825,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,787
−HK$3,561/mo
▼ 0.25% · 3.875%
HK$58,553
−HK$1,795/mo
Today · 4.125%
HK$60,348
baseline
▲ 0.50% · 4.625%
HK$64,020
+HK$3,672/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$120,696/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,174
−HK$3,414/mo
▼ 0.25% · 3.875%
HK$64,869
−HK$1,719/mo
Today · 4.125%
HK$66,588
baseline
▲ 0.50% · 4.625%
HK$70,097
+HK$3,509/mo
Deposit HK$8.30M · loan HK$12.45M · min. income ≈ HK$133,176/mo (50% DSR)
Upfront cash ≈ HK$9.13M (deposit + AVD stamp duty HK$825,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,251
−HK$4,154/mo
▼ 0.25% · 3.875%
HK$68,312
−HK$2,093/mo
Today · 4.125%
HK$70,405
baseline
▲ 0.50% · 4.625%
HK$74,689
+HK$4,284/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$140,810/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,704
−HK$3,981/mo
▼ 0.25% · 3.875%
HK$75,680
−HK$2,005/mo
Today · 4.125%
HK$77,685
baseline
▲ 0.50% · 4.625%
HK$81,780
+HK$4,095/mo
Deposit HK$6.23M · loan HK$14.53M · min. income ≈ HK$155,370/mo (50% DSR)
Upfront cash ≈ HK$7.05M (deposit + AVD stamp duty HK$825,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,180
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$87,829
−HK$2,692/mo
Today · 4.125%
HK$90,521
baseline
▲ 0.50% · 4.625%
HK$96,029
+HK$5,508/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$181,042/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,762
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$97,303
−HK$2,578/mo
Today · 4.125%
HK$99,881
baseline
▲ 0.50% · 4.625%
HK$105,146
+HK$5,265/mo
Deposit HK$2.08M · loan HK$18.68M · min. income ≈ HK$199,762/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$825,298 · Scale 2, in force from 26 Feb 2026)